Financial Planning means different things to different people. The options available are as varied as the people who seek them.
At Future Wealth, our focus in financial planning is designing cash flow plans for retirement.
This is due to the unique financial needs that come with retirement. While employed, money comes in, we spend, we save and life goes on. But once we retire, there is no new money coming in. The question then becomes – how much can we spend and how long with that last?
It’s a simple question, but trying to find the answer can often be a daunting task. With retirement savings, 401ks and IRAs, social security, real estate, mortgage payments and insurance costs all being factors, where do you even begin?!
The first step is to work with a qualified expert who can compile all the data available so that you can begin to make a plan.
Then, comes the tough part – deciding how much it will cost to continue your current lifestyle throughout your retirement. Understanding this is the first step in creating a successful financial plan.
At Future Wealth, we don‘t ask standardized questions about your financial goals, time frames etc., because we believe you deserve a plan as unique as you are. Instead, we look at your current lifestyle and model scenarios in retirement that you will be able to achieve and enjoy given your current situation.
Most importantly, we simplify the process so that you have a financial plan that gives you the retirement you want in the time frame that you need.
To learn more about how we can help you safeguard your retirement, contact our offices in Los Gatos, CA today.
Jay has been proactive in scheduling our quarterly discussion, suggesting changes to our portfolio based on the market changes, and is always readily available for any questions. His weekly email newsletter and regular monthly performance reports from Future Wealth is a constant reminder that reassures us that our portfolio is on track for our retirement.